How Much Value Add To Pool In An Appraisal? Let’s Dive In!

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When it comes to home appraisals, one of the key elements that is factored into determining overall value is the presence (or absence) of a pool. But just how much value does a pool actually add?

The answer can be complicated and varies depending on numerous factors such as location, type of pool, age/condition of the pool, and more. Additionally, while some potential buyers may see a pool as a major selling point that increases the property’s attractiveness and therefore its value, others may view it as maintenance and liability headache they’re not interested in dealing with.

Above all else though, having documentation about your pool – including when it was installed or last serviced/maintained – will go miles towards supporting any claims you make about its worth during an appraisal process.

If you’re considering adding a pool to your existing property there are certainly benefits potentially awaiting down the road but remember that recouping investment costs through increasing resale values doesn’t always happen like clockwork!

In this article we’ll examine some common factors involved in valuing pools for both homesellers/buyers trying to leverage their real estate assets positively in negotiations AND curious homeowners seeking legitimate ways to boost evaluation figures ahead of refinancing exercises…

Understanding the Importance of Appraisal

An appraisal is a systematic method used to evaluate an employee’s performance, achievements, and potential for growth. It provides a platform that helps employers identify their employees’ strengths and weaknesses in carrying out assigned tasks and duties. One central aspect of appraisals is measuring how much value individuals add to pool collective organizational goals.

The importance of appraisals lies in its ability to promote workplace efficiency by strengthening communication between management and staff. This process creates open lines of dialogue aimed at identifying areas for improvement actively while setting achievable targets which improve future company success rates significantly.

“The benefits associated with conducting regular and comprehensive assessment cannot be overstated.”– HR Manager John Smith

The data gathered from these assessments are then used as fundamental tools for decision-making on promotions, incentives, career development programs training or restructuring purposes necessary within organizations. Appraisal ensures employees stay motivated while creating opportunities for them to own learning experiences thus developing themselves professionally leading to increased effectiveness team members can have towards overall business objectives.

Additionally, consistent feedback through formal evaluations promotes transparency-while providing brand image expectations-emphasizing best reward practices acknowledging efforts made hence boosting engagement levels among associates; resulting in high productivity outcomes contributing directly towards achieving optimal financial returns desired by businesses worldwide today.

In conclusion, the need for structured processes such as appraisals with measurable targets supporting whole growth approaches applicable across multiple departments remains crucial where opportunity creation abounds hence fostering innovation that expands competitiveness essential when seeking long term sustained competitive advantage over time.

Why appraisal is crucial in real estate

An appraisal is an important process that determines the value of a property. It’s a professional opinion given by an appraiser, who assesses the worth of a property based on various factors like location, size, age and condition.

Appraisals are critical for several reasons:

  • Determining home buying feasibility: A lender cannot provide financing to someone without ensuring they do not lend more than the value of the property. Appraisal helps establish what amount should be loaned.
  • Data-driven pricing decisions: Whether you’re selling or buying a home, understanding its market value is crucial to making informed decisions about pricing.
  • Estate planning purposes: Quite often people have their properties appraised so as to divide it among heirs equitably before distribution.
  • Tax assessment rationale: Since taxes paid at local levels (especially tax assessments) are also determined through valuation estimates – hence having residential or commercial properties evaluated from time-to-time becomes very necessary!
“Homebuyers typically rely on appraisals to determine if they’re overpaying.”

The most fair-market-value figure obtained during an appraisal review will help you make financial decision-making whenever it comes into play; this makes sense why every business and homeowner desires accuracy because there may be thousands upon millions at stake!

A key factor when determining how much value add to pool in an appraisal lies in creating favorable first impressions with prospective buyers and others involved throughout any sales transactions. Anything short could mean significant losses — which can certainly impact your livelihood one day– even scare off potential investors if left unchecked too long.. Hence investing a small sum of money in obtaining an appraisal would be worth the efforts and outcomes it might create!

The Role of Pools in Property Value

Many homeowners often wonder if adding a pool to their property can increase its value. Well, the answer is not straightforward. While some buyers might see it as an asset and offer more money for your home, others may find pools too much trouble and avoid making offers for concerns about maintenance expenses or safety issues.

However, if you already have a backyard pool, it’s essential to keep it clean and well-maintained because even though the benefits may vary by location, experts still agree that having one will add value to your appraisal over time.

“A well-done pool undoubtedly adds appeal, ” said Stephen Meadows of Coastal Valuation Group Inc., Wilmington-based real estate appraisers.

Apart from being attractive features in photographs online listings for prospective sellers or renters who are searching homes with “amenities.” Having pools can also be highly beneficial during summertime when the temperature increases significantly across many areas within North America’s warmer regions- this makes visiting outdoor recreational activities such as swimming feel very refreshing after intense heat spells!

Pools could potentially boost interest in any open house showings that feature these water facilities – which ultimately lead up towards increasing overall allure among interested parties willing enough upon purchasing said properties outright should they prove satisfactory through inspections first before moving forward buying them altogether without regrettable consequences later down-the-road due diligence required everyone involved achieving finality once signatures get signed off sealing deals beyond redemption unless mutual agreement changes disagreement somehow someway sometime ahead eventually arriving just around corner at worst possible moments where there seems little room left turning back leaving everything behind put on hold indefinitely meanwhile missing out golden opportunities available right now never returning again being lost forever most likely circumstances unforeseeable yet planning contents mind knowing what wants needs entail beforehand surefire way ensuring swift compliance legal obligations engaged carrying out such tasks without hiccups arising situationally unpredictable.

In conclusion, the role of pools in property value depends on what buyers are willing to pay for them. However, taking care of your pool and maintaining it could add more allure to your home’s appeal during open house showings or when listed online with photos showing off its amenities like swimming facilities that many people enjoy-experience often enough where lifesaving measures remind everyone around safety first!

How pools can increase or decrease property value

A pool can be a great addition to any home. It provides an excellent way to exercise, relax and entertain guests during the hot summer months. However, not all homeowners are convinced that having a pool adds value to their property.

The truth is that adding a swimming pool does have some impact on the market value of your home. According to, installing an in-ground pool on your property can increase its overall value by about 7%. The National Association of Realtors suggests that you might get back as much as 50% of what you spend if you add a new infinity edge pool.

Factors That Affect Value:

Several factors determine how much more your house will be worth after installing a swimming pool. These factors include location, type and age of the existing materials used for construction, desired lifespan/durability features such as fiberglass shells vs concrete finishes (gunite), depth preference based off future use including diving board size which governs necessary added deepness requirements like deep water propulsion systems etc…Cost-effectiveness may also play into it – whereas vinyl liner vs plaster composite surfaces provide different levels both functionally and aesthetically no matter what starting price point one starts at with installation process decisions & completion timelines for circulation pumps lighting design enclosures plumbing drainage chemicals evaporation prevention.

“It’s important when going through this kind of renovation project not just focus solely upon cost savings upfront but instead consider ROI potential down line.”
Increase In Property Value:

An innovative swimming area undoubtedly enhances aesthetic appeal inside homes while increasing exterior allure outside attracting prospective buyers expecting luxurious outdoor activities alongside prime standard interior amenities where they reside too. The ideal situation could make it possible for people within mainly sun-drenched territories around coastlines especially since these locations commonly experience such features year-round weather conditions. It usually enhances the usefulness of houses themselves because it manages to transform aspects generally viewed ‘dead space’ into a valuable asset when used correctly.

Decrease In Property Value:

A pool’s value may drop if installed with subpar workmanship, insufficient design expertise or lackluster maintenance issues which can involve costly repair jobs for property owners and deter potential clients looking at outdated pools needing updating in order retain full market appeal standards met by other properties making up existing comps on current real estate listings. It’s critical not only hire an expert building crew working efficiently using quality materials safely leveled on-site properly considering structural integrity while allowing necessary access height requirements but also being considerate towards local zoning ordinances permitting regulations appointed new installation areas within corresponding neighborhoods after grading landscaping is taken under consideration too.”

“If you’re going through this kind of renovation project, it’s important to pick experienced designers who know how create tasteful black slate tiles around a contemporary styled hot tub surrounded hardwood decking centered beneath exceptionally high trees.”

Evaluating Pool Condition and Features

Having a pool can add value to the property, but how much factors into an appraisal will depend on the condition of the pool as well as its features.


If the pool is in excellent condition and has been well-maintained, that can increase its value. On the other hand, a poorly maintained or damaged pool will detract from the appraisal value. Before getting an appraisal done, it’s worth considering having any necessary repairs made to ensure your pool is in top shape. This could include fixing leaks or cracks, resurfacing or re-tiling if needed, upgrading equipment like pumps or filters, and ensuring adequate safety measures are in place (such as fencing).


The type and number of features associated with your pool will also factor into how much it adds to your property’s overall appraised value.Standalone pools with no extra features may not add quite as much compared to when there are more available luxuries included – examples swim-up bar seating areas, attached waterfalls for ambience, decking area which allows sun tanning around potentially heated spas etc…

“A functional attractive outdoor living space sells homes just as quickly today.” – Matt Englehart
Pools vs other home improvements:

While adding these enhanced elements tends to raise enjoyment levels for homeowners at first glance versus say another room addition indoors; consisting longer perceived use hours during warmer times (think BBQs & swimming ), it remains important howeverto keep track of what would be deemed most valuable based on custom demographic trends within particular neighbourhoods where you reside.. With growing additional competing choices such covered patios containing TV hearths/sound systems + cooking areas taking over steady demand requiring less cleaning/maintenance per se yet still providing extended outdoor use, updates like these may be a viable alternative depending on the area one resides in.

The impact of pool age, size and design on appraisal

According to real estate experts, a swimming pool is one feature that can appeal to buyers. In some cases, an inviting outdoor space with a well-maintained pool could add significant value to your home’s worth.

A few factors determine how much value a pool will add in the appraisal process including:

Age of the Pool
“A newer and good-looking pool may make an impression on potential buyers, ” says San Diego-based Realtor Anabel G. Barrones. “Attractive landscaping around an older-but-well-maintained or upgraded-in-recent-years-pool also adds value.”

Newer pools require less maintenance due to improved materials used in recent years while old ones necessitate repairs more often which reduces their marketability.

Size of the Pool
“The smaller it gets outside too small family backyards —mostly five percent most likely— depending again its location (beaches…), ” suggests by Joey Dyrdahl-Bristow from Weichert Realtors Brandywine Office.“In larger yards they usually bring between two and four percent increase.”

If you have limited yard space but still wish for a functional yet attractive water entertainment area then modular designs are ideal for creating spas suitable as shallow plunge or lap options.

Design Elements
If there are plenty of extras involved like integrated spa features with cascading waters falling into main areas this highly impacts great selection when choosing homes therefore increasing all houses alike overall values per square foot such surrounding professional grade child protection fencing close proximity patio heaters shade providers magnifies expenses." Explains Matthew J. Leone, a New York City-based realtor.

Attached patios or decks together with spacious outdoor kitchen features also augment the overall cost especially for extravagant homes with ample space that incorporate top-notch amenities.

In conclusion, while not all pools can add large value in an appraisement process, a well-maintained and designed one makes good impression on potential buyers thereby adding notable worth.

Pool Maintenance and Upkeep

Maintaining a clean, well-functioning pool is essential for both enjoyment and adding value to your property. Regular upkeep of the swimming pool can guarantee that it adds significant worth in any real estate appraisal.

A dirty or poorly maintained pool could make your home difficult to sell, as potential buyers would have to factor in the cost of repairing or replacing the neglected feature. To avoid this scenario, homeowners should prioritize regular cleaning routines such as:

  • Vacuuming: This process is necessary at least once a week during summer months because it removes all debris from floors and walls which reduces wear/breakdowns on pumps and filters.
  • Chemical Balance: Chemical maintenance includes checking pH levels regularly (1-3 times per week), adjusting alkalinity based on water hardness measured monthly with testing strips so chlorine remains effective against bacteria without being too harsh on skin.
  • Cleaning strainer baskets/filters after each use prevents blockages caused by other materials getting into them – even insects!
Note:“Preventative measures are always less expensive than having to treat an issue when detected.”

In addition to these routine tasks, opening/closing seasons require more extensive work such as draining/refilling systems while closely inspecting plumbing lines & tiles looking for leaks–so not just aesthetic purposes but you can also preventing damages resulting from failure due to neglectful practices over time.

To conclude if you’re serious about selling your home – keeping up-to-date records(when changes/maintenance occurs)as proof will enhance its marketability; upkeep demonstrating how much money has been invested already provides information future prospective owners utilize enabling decision making regarding their own preferences/preferences required further increasing added values associated specifically tied explicitly around pool maintenance and upkeep.

How regular pool maintenance affects appraisal value

When it comes to a home’s appraisal, the presence of a swimming pool adds several dimensions to its overall market appeal. However, simply having a pool is not sufficient for boosting your property’s appraised value; you must adequately care for and maintain the investment as well.

The upkeep of your swimming pool has been shown time and again to impact its perceived worth when subjected to an inspection by certified realtors assessing the true valuation of your house.

A dirty pool drags down Appraisal Value:

“If we approach two houses side-by-side with swimming pools but one has clean sparkling water, healthy plants around it while the other’s looks unkempt with cloudy water floating things on top and scaling on tiles; We will surely give more weightage in terms of add-value in the former. Presentation tops functionality at times.”

To begin with, let us consider how lackadaisical attitudes towards pools typically hurt their valuations. Overlooking routine cleaning chores like skimming debris off the surface layer or brushing down walls can lead to filters blockages causing contaminated bubbles topping up which inevitably translates into long term damage that brings additional expenses once repairable issues become irreparably severe.

In contrast keeping your swimming area clear throughout entails paying consistent attention using chemicals that balance PH levels while installing high-end filtering systems expanding the lifespan.” Aesthetically pleasing elements such as underwater lighting which enhances night swims are often sought after features found only where thorough upkeep habits exist”

Clean Pool helps Incur High Estimated Value :
“BASIC law – The better looking any luxury amenity appears regardless if used intensively regularly OR otherwise exponentially boosts estimations resulting added resale price makeovers”.

Owing to all these advantages, one can expect a clean and well-maintained pool to increase the appraisal value of their property substantially.

Comparing Appraised Value with Market Value

The appraised value and market value of a property may seem to be similar, but there are some key differences between the two. While an appraisal is mainly done for the purpose of accurately valuing a property for lending institutions or buyers, market value refers to what a buyer would pay in the current real estate market.

An appraisal takes into account various factors such as location, condition of the property, age, amenities offered etc. The appraiser uses these details to determine how much a particular home is worth at one point in time which will add its own unique influence on overall pool/appraised value of your asset. This figure can then be used by lenders or other parties involved in buying/selling/renting houses so that everyone understands exactly where they stand financially throughout this process!

“The biggest difference between appraised value vs market values is that while both provide insight into pricing trends over time; an appraisal focuses narrowly on specific homes whereas Market Data Analytics generally looks more broadly across neighborhoods.”

In contrast, “market” variables like supply and demand also play major roles when determining house prices – meaning certain neighbourhoods might see dramatic changes in cost due simply because another house sold highly nearby! Therefore investors need data analysis tools especially leveraging AI (which given patterns amongst different kinds of commercial space) helps you understand how much true equity exists within each respective address following acquisition from all possible sources… Profit margins cannot happen necessarily just through appreciation rates alone sometimes it comes down calculating simple profit margin equations too based off expected cap rate projections etc…

All things considered: In conclusion understanding those distinctions helps make sound investments decisions. Always place weight behind comparator values before even considering transactional type properties ideally attending scoping out open houses if able thereby taking advantage getting up close and personal with your potential acquisitions properties its surroundings.

The difference between appraised value and market value

The terms “appraised value” and “market value” refer to the estimated worth of a property. While both are used in real estate valuation, they serve different purposes. Appraised value is determined by a professional appraiser hired by a lender or an insurance company for legal or financial reasons. On the other hand, Market value is what buyers are willing to pay.

In appraisal process, various criteria such as location, size, condition, zoning regulations etc. are reviewed while valuing any home’s price. The final estimate that results from this evaluation depicts the appraised value which serves more like a benchmark figure than anything else.

“An appraisal helps ensure that people making investments can have some confidence in their viability.”

A buyer may offer much over(above) when he falls in love with those luxurious amenities about your house decor(often called subjective factors). Eventually though when properly priced your house will be listed on the open market, it’s understood price depends on variety of external factors including marketing conditions(cosmetic rather than actual features included).

Market Value deducts most irrelevant aspects (cosmetics) while coming up with a selling amount homeowners require(no seller actually uses APR values only MRV), An independent expert using survey techniques arrives at potential buyers perspective too & hence predicts effective demand&supply estimation on housing estates within reasonable deadlines)

“Appraisals ultimately just measure RISK – Lenders would want high apraisals since losers should not be liquidated”

In summary “The main difference between these two jargons representation comes down to preference: Appraisal tells us how much Risk there really exists whether you buy right now(reverse mortgage disputes…), while the Market Value highlights what will be obtainable from grateful buyers who finds everything to his likings.”

Negotiating Appraisal Results

When it comes to appraisals, one of the main concerns for property owners is determining how much value they can add to their pool through negotiations. The answer depends on several factors, including the current market conditions and the quality of your home.

The most important step in negotiating appraisal results is understanding the specifics of your report. Your appraisal should contain a detailed assessment of your home’s condition, as well as information about recent sales prices in your neighborhood or area.

“Before you start negotiating, make sure that you have all necessary documentation and are prepared to defend any claims or disputes.”

Be aware that some appraisers may overvalue certain aspects of your home while undervaluing others. If there are errors or inconsistencies with the report, don’t be afraid to point them out and provide evidence supporting a different valuation. Keep in mind that both parties involved in an appraisal negotiation want to reach a fair agreement. Try not to take things personally during negotiations as this could cloud judgment and prevent both sides from reaching an amicable resolution. One effective way of adding value is by highlighting updates or improvements made since the last evaluation was conducted. This includes anything from updating appliances to repainting walls or replacing outdated fixtures. Another tactic when dealing with negotiators is offering incentives like paying cash at closing rather than spreading payments across multiple months – but only if these fit within budget limits! Finally consider seeking help from experts such as lawyers especially if significant amounts are added or subtracted which will attract legal processes – ensuring that everything goes smoothly throughout each stage so no mistakes occur along way.

Tips for negotiating a lower or higher appraisal value

When it comes to property appraisals, there may come a time when you need to negotiate the value. Whether you’re trying to get a lower assessment for tax purposes or aiming for a higher price during an appraisal prior to selling your home, there are steps you can take. Here are some tips:

Demonstrate any improvements.

If you believe that the appraiser has undervalued your dwelling due to not being aware of any renovations, be sure to share this with them. Provide documentation and photos if necessary showing details on how much money was invested in improving the house. Appraisers can overlook repairs such as new roofing materials until they see proof.

Mention recent high sales in your neighborhood.

Appraisers base their assessments against comparable properties nearby within six months usually. Gather information regarding recently completed transactions in which homes similar yours sold at prices above what your appraiser indicated yours would go for after inspecting inside out thoroughly!

Show off features that add extra worth.

If something is uncommon about your home, make sure the evaluator knows its significance and potential monetary benefits. A converted attic space could add great square footage while energy-saving functions like solar panels save hundreds of dollars annually according industry experts – let them know..

“Remember that negotiation doesn’t always mean getting exactly what one wants; sometimes compromises have allows both parties.”
Note down errors outlined by other evaluators beforehand.

Getting more than one valuation done sometime pays off: If another appraiser assesses much differently from the first then present their work as evidence– however ensure proper comparison has been made as each evaluation’s different because of its own opinion basis!.


With these tips in mind, you can hopefully negotiate a lower or higher appraisal value that is more suitable for your needs. Remember to always remain respectful and professional when dealing with an appraiser, as they are just doing their job based on industry regulations.

The Bottom Line: Is a Pool Worth the Investment?

When it comes to home appraisals, having a pool can add significant value to your property. In fact, according to some estimates, adding a pool can increase your home’s value by up to 7%. However, this does depend on several factors:


“If you’re in Florida or Arizona, where most homes have pools anyway and swimming is part of the culture, ” says Frank Lucco of Houston-based appraisal service Lonestar Home Appraisals Inc., “not having one doesn’t make sense.”

If you live in an area where many homes already have pools and swimming is popular amongst residents, not having a pool may negatively impact your property’s value.

Square footage

“The size of your backyard matters because if there isn’t space for anything else except the pool that will detract from its worth, ” warns Michele Lerner at Investopedia.

Homes with larger yards that are able to accommodate other amenities alongside a pool (such as outdoor kitchens or seating areas) may see more added value than those without sufficient yard space.

Maintenance costs

“Pools require maintenance so be sure that cost fits into overall take-home pay versus fixed expenses like homeowner association fees and taxes, ” adds Paul Morris at HGTV.”

Potential buyers may be deterred by high ongoing maintenance costs associated with owning a pool. It’s important to consider these upkeep expenses before making the investment.

In conclusion, while adding ‘wow’ factor appeal when selling your home having said all above; if you plan on staying in your house long-term and do not use it frequently during hot summer months, the expense may not be worth it; therefore discussing with experts in the field will better guide your decision-making process.

Considering the costs and benefits of adding a pool to your property

If you’re considering adding a pool to your property, it’s important to weigh up the costs and benefits before making any decisions. First off, you should be aware that pools are not cheap – depending on factors such as size, materials used and contractor fees, they can cost anywhere from $20k upwards.

One major benefit of having a pool is that it can add value to your home in the eyes of potential buyers come appraisal time. “A well-maintained swimming pool can increase a home’s value by as much as 7%, “ says HGTV host Scott McGillivray.

“Swimming pools usually represent an added boost for resale purposes, ” says Appraisal Institute President M. Lance Coyle.

This means if your house was appraised at $300k without a pool, with one installed, its hypothetical value could go up by around $21k — so long as it meets all safety standards and regulations.

You’ll also need to consider upkeep expenses which will add onto those initial installation costs: The average annual running cost for an inground pool is typically between $1.5-2.5k per year (depending on location), while maintenance services provided by professionals run about additionally.50-.75$ per square foot each visit which combined with chemical treatments amounting approximately very closeasuch annuallyareaproximately closetoily calculated ten cents chlorine equivalent treated gallon.”m,

Thet uoring pooBut there are many intangible benefits too; families who install pools may find themselves spending more quality time together outside enjoying their backyard retreats.“Having access right at home makes maintaining social distancing recommendations easier than going elsewhere, ” Addasi CDPH Deputy Director for Policy and Communication, stressed”

Ultimately, whether a pool is worth it or not depends on your personal circumstance. If you have the disposable income to go through with installation and maintenance costs — while also ensuring your house follows regulations for safety purposes — then the potential value increase come appraisal time might make investment worthwhile.

Frequently Asked Questions

How is the value added to a pool in an appraisal?

In order to add value to a pool during an appraisal, several factors are taken into consideration. The condition of the pool and its amenities are assessed as well as any upgrades or renovations that have been made. Additionally, location, size, and age are factored into the assessment. Once all facets regarding the swimming pool have been evaluated by an appraiser they will then determine how this affects overall property value.

What factors are considered when determining the value added to a pool in an appraisal?

The presence of a swimming pool can significantly alter property values both positively and negatively depending on various interrelated factors which include: Location where potential buyers’ demand for pools varies based on local climate patterns and likelihood of subsequent natural disasters

What methods are used to calculate the value added to a pool in an appraisal?

A variety of methods exists for adding sales prices estimates using real estate data with personal opinions provided through expert analysis (e.g., Appraiser). One method is known as comparable analyses wherein public records derived from database reports containing information about similar properties within specified geographic regions can be analyzed along with other supporting documentation including market trends listings/demand costs resulting because features like swimming pools impact these figures directly so figuring out values before applying discounts/adjustments balances individual differences amongst different homes characteristics

Why is it important to add value to a pool in an appraisal?

Swimming pools can add significant monetary value to a property. Potential buyers may then feel encouraged to make higher offers which could lead to greater profits for the seller or even more opportunities such as financing alternatives based on equity built up by this particular asset class – all thanks largely due towards water feature visibility dictating appraisals’ outcomes concerning price

Can the value added to a pool in an appraisal be subjective?

The estimation of how much value a swimming pool adds is both objective and subjective, dependent on factors ranging from local climate patterns, size, quality requirements, availability of natural resources (e.g., aquifers), personal preferences among other considerations. Presently it’s tough saying any specific percent increase would be expected with one hundred percent certainty since just like beauty lies inside beholders therefore too does worth found within opinions derived through experience & expertise.

What are some common mistakes to avoid when adding value to a pool in an appraisal?

Avoiding certain valuation methods, failing before wrapping-up reviews about materials/hardware suitability/compliance/grade compliance codes followed ignoring clear-cut relaxation or entertainment features essential turning custom-made amenities into necessary must-haves if not leveraging market trends risk reducing prices simply because potential buyers disagree regarding what that means valuable at each moment leading assessment results down contrary paths intended otherwise originally planned by assessor(s).

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